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Real Estate Funding Solutions’ policy is incredibly unique, as we refuse to run clients' credit until deals are fully processed & approved. Our approval process allows clients to use their own credit reports, which they could obtain themselves without leaving any negative impact on their credit history. Real Estate Funding Solutions is completely aware of the deleterious effects that could result from the constant credit checks required by most lenders and mortgage companies throughout the United States. As we all know, credit checks could be harmful for many clients, especially for those who were declined for mortgage & those who did not qualify real estate financing or been rejected by multiple mortgage companies in the past. As a result, to avoid this ongoing issue from recurring in the mortgage industry, we have decided to allow clients to use their own credit reports to apply for financing, as this will always guarantee clients’ FICO scores to remain the same, eliminating potential negative impact on credit reports. This could be beneficial, especially in situations where clients are not satisfied with term sheets provided, as they now have the opportunity to walk away from the deal the same way they walked into it; with zero loss. this unique policy at Real Estate Funding Solutions helps secure our clients financially in the short run and most importantly in the long run.