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Real Estate Funding Solutions’ policy is incredibly unique, as we refuse to run client's credit until their deals are fully approved. Our approval process allows clients to use their own credit reports, which they could obtain themselves without leaving any negative impact on their credit reports. Real Estate Funding Solutions is aware of the deleterious effects that could result from the constant credit checks required by most lenders and mortgage companies throughout the United States. As we all know, credit checks could be harmful for many clients, especially for those who did not qualify for a mortgage or got rejected by multiple mortgage companies in the past. In order to avoid this ongoing issue from recurring in the mortgage industry, we have decided to allow clients to use their own credit reports, as this guarantees clients’ FICO scores to remain the same eliminating a potential negative impact on credit reports. This is beneficial especially when clients are not satisfied with the term sheets provided to them, they can finally have the opportunity to walk away from the deal the same way they walked into it; with zero loss. Our unique policy at Real Estate Funding Solutions helps secure our clients financially in the short run and most importantly in the long run.