Merchant Cash Advance Get approvED now Your Name* Your Email* Phone Number* Company Name* Business start date:* State where the business is registered* Average monthly gross revenue* Industry* Use of funds* Credit Score* Very Poor 300-579Fair 580 - 669Good 670 - 739Very Good 740 - 799Exceptional 800 - 850 Do you have an existing MCA if so what is balance?* Questions/Comments* Δ Requirements: 500 credit score or better 1 year in business $200,000 gross annual revenues Business bank account FAQ's What is Merchant Cash Advance? A merchant cash advance is used by merchants who typically are small businesses that need short-term working capital. They are generally people who cannot get a loan from the bank or already have a bank loan and need cash immediately.